He was born in Istanbul in 1980. He graduated from the Physics department of Istanbul University,in 2002. Then He pursued a master’s degree in Business Administration at Istanbul University. Following his work experience for 1,5 years at Akbank as Call Center Agent, He worked for HSBC and its Chargeback Specialist for 2 years. Between 2008 and 2014 He worked at TEB, as a Chargeback Administrator. He joined Atlasglobal in 2014 and currently serve as Payment Systems and Fraud & Chargeback Manager. With over 12 years of experience in banking, chargeback management, fraud detection and prevention, He has a long track record of successfully investigating chargeback trends, implementing effective anti fraud programs and developing new models to answer fraud departments need. He shares his thoughts on fraud,chargeback,risk management, payment systems and eCommerce in his personal blog www.fraudandchargeback.com and on twitter (kelcibo). He prepares a page that related only to the fraud and chargeback for Fintechtime Magazine. He also writes articles for Glober Magazine, dijitalbankacilik.net and bilirkisi.net.